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Accepted Insurance Plans

The University of Chicago Medicine participates in a variety of health insurance products and plans. If UChicago Medicine is listed in your insurance company's network, you’ll be able to receive care at our facilities with your “in-network” benefits. That means your insurance company has agreed to accept certain negotiated rates, which can lower your out-of-pockets costs.

If your insurance network does not include UChicago Medicine, but has out-of-network benefits, you may have a higher out-of-pocket responsibility than if you received services from an in-network provider.

Our list of accepted insurance providers is subject to change at any time. You should contact your insurance company to confirm UChicago Medicine and UChicago Medicine Ingalls participate in their network before scheduling your appointment. Your insurance company's customer service representative can also help you verify your benefits, out-of-pocket costs and coverage.

Our Insurance Plans

The University of Chicago Medicine participates in a large number of health insurance products and plans. Please check the following lists to see if we accept your insurance.

We accept the following commercial/large group employer insurance plans:

Commercial Insurance Plans UChicago Medicine Ingalls
Advantage Health Solutions HMO - Commercial Plans Only
Y* N
Advantage Health Solutions POS - Commercial Plans Only
Y N
Advantage Health Solutions Choice PPO - Commercial Plans Only
Y Y
Aetna Choice POS II
Aetna Premier Care Network (APCN) Choice POS II
Aetna Premier Care Network Plus Choice POS II
Aetna Elect Choice EPO
Y* 
Aetna Health Network Only
Aetna Health Network Option
Aetna HMO
Y* 
Aetna Limited Benefits Insurance Plan PPO
Aetna Managed Choice POS
Aetna Meritain Health
Aetna Open Access Elect Choice EPO
Aetna Open Access HMO
Y* 
Aetna Open Access Managed Choice POS
Aetna Open Access Aetna Select
Aetna Premier Care Network (APCN) Open Access Aetna Select
Aetna Premier Care Network Plus Open Access Aetna Select
Aetna Open Choice PPO
Aetna Passport To Healthcare
Aetna Quality Point-of-Service (QPOS)
Aetna Savings Plus
Y, Tier 2
Aetna Select
Y* 
Aetna Signature Administrators
Aetna Student Health Plans
Aetna Traditional Choice
Aetna Voluntary Group Medical Plan (Indemnity Plan)
ArcelorMittal Steel PPO
Baptist Health Network (Kentucky) PPO
BCBS Blue Advantage HMO [ADV]
Y* 
BCBS BlueEdge HSA [PPO]
BCBS BlueEdge Select HSA [BCS]
BCBS BlueCard Program 
BCBS BluePrint PPO [PPO]
BCBS Caterpillar
BCBS Choice Options/Blue Options [BCO]
Y, Tier 2  Y, Tier 2 
BCBS Choice Select PPO [BCS]
BCBS Federal Employee Health Benefits (FEHB) Basic Option
BCBS Federal Employee Health Benefits (FEHB) FEP Blue Focus
BCBS Federal Employee Health Benefits (FEHB) Standard Option
BCBS HMO (HMOI) [HMO]  Y* 
BCBS PPO [PPO]
Beech Street PPO
Cigna Choice Fund Open Access Plus
Cigna Choice Fund PPO
Cigna EPO
Cigna One Health HMO
Y** 
Cigna Local Plus
Cigna Open Access Plus/Open Access Plus In-Network
Cigna POS
Cigna PPO
City of Hammond Employees PPO
Cofinity PPO
Community Health Alliance (Indiana)
Community Healthcare System PPO
First Health PPO
Health Alliance HMO
Y* 
Health Alliance POS
Y* 
Health Alliance PPO
Health Care's Finest Network (HFN)
Healthlink Open Access I (accessing the Unicare Agreement)
Healthlink Open Access II (accessing the Unicare Agreement)
Healthlink Open Access III (accessing the Unicare Agreement)
Humana Choice POS
Humana ChoiceCare PPO
Humana EPO PPO Open Access
Humana HMO Premier / Premier Open Access
Humana HMO Select
Humana IL Platinum HMO
N
Humana National EPO
Humana National POS - Open Access
Humana PPO / Preferred PPO
Humana Preferred POS-Open Access
Imagine Health Smart E Network/SmartCare (Limited Network for Specific Employers)
Indiana Health Network PPO
Interplan Health Group (Owned by Health Smart)
Lutheran Preferred PPO
Mohr Health Systems PPO
MultiPlan PPO
PHCS PPO (Owned by Multiplan)
PHCS Savility PPO (Owned by Multiplan)
Preferred Network Access (PNA) for NECAIBEW Local Union 697 Only
Preferred Plan, Inc. (Owned by Health Smart)
Sagamore Health Network PPO
Select Health Network PPO
Southeastern Indiana Health Organization (SIHO) PPO
Three Rivers Provider Network PPO
Unicare HMO
Unicare POS
Unicare PPO
United Healthcare Affiliates through UHC PPO
United Healthcare Charter
United Healthcare Charter Plus
United Healthcare Choice HMO
Y* 
United Healthcare Choice Plus (POS/PPO)
United Healthcare Compass
United Healthcare Core
United Healthcare Navigate
United Healthcare Options (PPO)
United Healthcare Select (HMO & EPO)
Y* 
United Healthcare W500 Emergent Wrap
University of Chicago Health Plan (UCHP)

Y-Contracted

N-Not Contracted

*If primary care provider is not a UChicago Medicine physician, referrals for specialist needed

**Y, patients can have UCMC PCP. If PCP not at UCMC, specialists w/referrals only

We accept the following exchange or health insurance marketplace plans:

Individual/Exchange Plans UChicago Medicine Ingalls
Ambetter Balanced Care HMO
Ambetter Essential Care HMO
Ambetter Secure Care HMO
BCBS Blue Choice Preferred PPO [BCE]
BCBS Blue FocusCare HMO [BFC]
BCBS Blue Precision HMO [BAV]
Y*  Y
BCBS BlueCare Direct with Advocate HMO [BHD]
Cigna Connect HMO

Y-Contracted

N-Not Contracted

*Specialty care only with referral; No primary care

We accept the following Medicare and Medicare Advantage insurance plans: 

Medicare/Medicare Advantage Plans UChicago Medicine Ingalls 
Traditional Medicare Y Y
AARP Medicare Complete Access HMO
AARP Medicare Complete Plan 1 HMO 
AARP Medicare Complete Plan 2 HMO
Aetna Better Health Premier Plan MMAI
Aetna Medicare Plan HMO
Y* 
Aetna Medicare Plan PPO 
Aetna Medicare Plan Open Access HMO  Y* 
Aetna Medicare Prime Plan HMO Y* 
Aetna Medicare Prime Plan PPO 
Ascension Complete IL (Centene Venture Health Plan) HMO  Y* 
BCBS Community MMAI Transplant only 
BCBS Medicare Advantage HMO  Y** 
BCBS Medicare Advantage HMO-POS  Y** 
BCBS Medicare Advantage PPO
Cigna HealthSpring Medicare Advantage
Humana Choice PPO
Y
Humana Community HMO
N N
Humana Employer HMO – Chicago
Y* Y
Humana Gold Choice PFFS
Y Y
Humana Gold Plus HMO – Chicago
Y* Y
Humana Gold Plus HMO – IN
Y* Y
Humana Health Plan MMAI
N N
Humana Medicare PPO/Employer PPO Plus
Y Y
Humana Total Care Advantage HMO
N N
Meridian Complete MMAI
N N
Provider Partners Health Plan
Y Y
UnitedHealthcare Group Medicare Advantage PPO
N N
UnitedHealthcare Nursing Home Plan HMO-POS SNP
N N
Zing Health
N Y

Y-Contracted

N-Not Contracted

*If primary care provider is not a UChicago Medicine physician, referrals for specialist needed.

**, patients can have UCMC PCP (Site 753). If PCP not at UCMC, specialists w/referrals only.

We accept the following Medicaid & HealthChoice Illinois plans: 

Medicaid UChicago Medicine Ingalls
Medicaid (Illinois) Y
Aetna Better Health
Y* Y
BCBS Community
N
CountyCare 
Y**
Meridian 
N N
Molina 
YouthCare (through Meridian)

Y-Contracted

Y*-Pediatrics and transplant-related care

Y**-In-network for pediatric primary and specialty care and adult specialty care only. Bariatric surgery not covered at UCMC only Stroger Hospital.

N-Not Contracted 

To learn about your Medicaid health plan choices, call the Illinois Department of Healthcare & Family Services’ Client Enrollment Services at 877-912-8880 (TTY: 1-866-565-8576) or visit the website at www.enrollHFS.Illinois.gov. 

If you have additional questions, contact our Office of Managed Care at 773-834-4730 or by email at managed.care@uchospitals.edu.

We accept the following behavioral health insurance plans:

Behavioral Health UChicago Medicine Ingalls
Beacon Health Options N Y
Behavioral Health Systems N Y
ComPsych Inc. N Y
Magellan Health Services N Y
Managed Health Network (MHN) N Y
United Behavioral Health/Optum Health Y Y

Y-Contracted

N-Not Contracted

We participate in the following transplant network plans: 

  • Aetna
  • AIG Medical
  • American Health Holding
  • Blue Distinction Centers for Transplant (BDCT)
  • Cigna LifeSource
  • Community Healthcare System
  • General Electric
  • Interlink
  • Kaiser Permanente
  • Optum
  • Southeastern Indiana Health Organization (SIHO)
  • Tethys Health Ventures
  • USA Network
  • Zing Health (Medicare Advantage Plan) 

Our list of accepted insurance providers is subject to change at any time. You should contact your insurance company to confirm UChicago Medicine participates in their network before scheduling your appointment. Your insurance plan's customer service representatives can also help you verify your benefits, out-of-pocket costs and coverage. If your insurance company is not listed here, or if you have any other questions, please contact Managed.Care@uchospitals.edu.